Privacy Statement

 

Copperdale Finace Ltd takes your privacy seriously. Processing of your data is necessary for entering into, and the performance of, a contract with Copperdale Finance Ltd. Copperdale Finance Ltd ask only for relevant informationand use it to set up and service your account. It won't be used in marketing or sold to third parties. All data is stored within the UK and is protected by British and EU privacy laws.

 

Information given by you, or about you, in connection with your account will be held only for as long as necessary to service your account and in accordance with legal requirements. This is typically 6 years from the closure of your account. You have the right to see what Copperdale Finance Ltd hold about you. On request, in certain circumstances, you can place a restriction on the processing of your data. If it is incorrect you can ask for it to be corrected and request for information held by Copperdale Finance Ltd to be deleted: Copperdale Finance Ltd will delete any information that we do not need to hold. You have the right to obtain and reuse your data for your own purposes across different services: this is known as data portability.

 

To process your application Copperdale Finance Ltd will:

  • Search their records for information about you;
  • search with credit reference agencies (including public records) and fraud prevention agencies, who will record details of the search on your credit file, which will be seen by other organisations that make searches; and 
  • collating information  on the performance of your account/s, including defaults, changes of name(s), change(s) of address you fail to tell us about where a payment is overdue, which may be shared with credit reference agencies and who may then provide that data to other lenders for credit assessment.

 

The information Copperdale Finance Ltd gather can also be used for tracing people who do not provide a forwarding addess, the prevention of fraud and the prevention of money laundering. If fraud is identified, details will be passed to fraud prevention agencies.

 

Copperdale Finance Ltd make its credit decisions based on the information provided by you on this application form, and agencies, and other members of your household to whom you are linked financially, including records held in previous or subsequent names. For this application you may be treated as financially linked and your application will be assessed with reference to any 'associated' records' of others to whom you are financially linked, unless those links have been severed.

 

If requested, it is your right to be told which credit reference agency/ies Copperdale Finance Ltd have used and to obtain a copy of your credit file. If you're unhappy with the way your data is heldand used by Copperdale Finance Ltd you can complain directly to the Information Commissions Office. Under certain circumstances you also have a right to apply for judicial remedy if you are dissatisfied with the decision of the Information Commissions Office. For other complaints not resolved to your satifaction by Copperdale Finance Ltd you may contact the Financial Ombudsman.

 

For further information please write to the DPA Officer, Copperdale Finance Ltd ,West Ghyll End Farm, High Harrington, Workington, CA14 5RT, or call 01946 832062 or email us at This email address is being protected from spambots. You need JavaScript enabled to view it.

 

 



 

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