Type of Loans

 

We offer a wide range of loans to suit everyone's needs. Whether you a need hoover or want to decorate your home, Copperdale is here to help.

 

At present we offer cash loans repayable over 14, 31 or 52 weeks with a fixed weekly repayment amount for the life of the loan. There are no hidden charges so you will know the total cost of your loan upfront.

 

New customers can borrow between £100-£300 with larger loan amounts available to existing customers with a good payment history. The actual loan offer will depend on your personal circumstances.

 

You do need to be employed on a permanent basis.

 

Simply complete the online application form and if you application is approved in principle your local agent will contact you to arrange a suitable time to come to your home to carry out an affordability assessment with you. To continue with your application, you will need to provide proof of ID, Address, Income and Outgoings.

 

Alternatively you can email your details to This email address is being protected from spambots. You need JavaScript enabled to view it. and we will contact you.

 

KNOW YOUR LOAN

Representative Example:

£200.00 loan repayable over 31 weeks

31 weekly payments of £10.00

Rate of Interest 55%p.a fixed

Representative 365.1%APR

Total Amount payable is £310.00

 

If you manage your loan well then you may be able to borrow more in the future. By making your repayments on time and in full you will be improving your credit rating and will improve your chances of being granted further credit in the future.

If you pay lower than your agreed amount then your account could go into arrears this will make it harder to gain credit in the future. If you miss a payment than you should talk to your agent. We do not charge for late or missed payments.   

 

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Click apply now to complete an online application form

 

 

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